I decided that I really needed to have an occupation in addition to my Real Estate Career. I have thought about this for about 6 months (while working as an Assistant along with being a Licensed Realtor). As you have probably heard the Real Estate market is slow, I don't think that we have seen the problems that have been affecting other parts of the US, but it is slow in our area.
As a Realtor, a slow market doesn't only mean as slow or low paycheck. It means NO paycheck when houses aren't selling and you continue to have costs involved with your business. We have DUES that are paid to our local Board and the National Association of REALTORS dues as well as the Iowa Association of REALTORS. We have a yearly fee that we have to pay to have our SUPRA key to be able to access keys to unlock listings. We have large marketing fees to pay advertising for our listings and to find new buyers. Of course there is always the various costs involved in continuing to run your business and work with clients...vehicle fuel and upkeep...office equipment and supplies...it is never ending and very worrisome when you aren't seeing the benefits of all of the hours put into this career.
So, now you know why I need to think of another income. I have been in Real Estate for 5 years as of October of 2008. I knew that what ever I did I really want it to work with Real Estate. If I work a 8-5 hour job every day I am not going to be interested in going out at night to show property, I am going to want to be home with my kids. Although, that can still happen with these two careers, the likely-hood of some flexibility may be there.
I chose Insurance. It just seems like the logical fit with my Real Estate license. My goal is to be hired with a company that carries both (hopefully Lincoln Savings Bank-because of their affilitation with Century 21) and will understand my need to run to a showing during a work day. At this point the most important thing for me to do is to pass the test!
Retaining information and passing exams has always been hard for me, I am truly hoping that this will be one of those times that it isn't so difficult. I want to bad to contribute to the family finances right now.
God has not given us a spirit of fear, but of power and of love and of a sound mind. 2 Timothy 1:7
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